Costly education

Tuition isn't only bill college students see
Associated Press
Aug 14, 2013

Despite all the grumbling about tuition increases and student loan costs, other college expenses also are going up.

The price of housing and food trumps tuition costs for students who attend two- and four-year public universities in their home states, according to a College Board survey. Even with the lower interest rates on student loans that President Barack Obama signed into law, students are eyeing bills that are growing on just about every line.

A look at typical college students' budgets last year and how they're changing:


The public two-year schools charged in-state students an average $3,131 last year, up almost 6 percent from the previous year. While the tuition hike was larger than at other types of schools, students at community colleges saw the smallest increase in room and board costs — a 1 percent increase to $7,419. Total charges for students to attend an in-state public two-year school: $10,550.

Tuition and fees at community colleges are up 24 percent beyond overall inflation over the past five years, according to the College Board.


Tuition for students attending public four-year schools in their state was an average $8,655 last year, a 5 percent jump from the previous year. They paid more than that — $9,205 — for housing and food. These schools, like other four-year schools, posted a 4 percent jump in housing costs. Add in books and supplies, transportation and other costs and the total reaches $17,860 to attend an in-state public school, such as a student from Tallahassee attending Florida State University. When grants and scholarships are included, the average student pays $12,110 at such schools.

For students who choose to attend state schools outside their home state, the costs increase to $30,911. They pay the same $9,205 price tag for room and board, but the tuition rates are more expensive. The typical student who crossed state lines to attend a public college in 2012 paid $21,706 in tuition and fees after grants and scholarships — a 4 percent jump from the previous year.

Over the past five years, the tuition sticker price at public four-year colleges is up 27 percent beyond overall inflation.


On the surface, private four-year schools are the most costly colleges, with the average student's sticker price coming in at $39,518 for all expenses. Tuition and fees were $29,056 last year — another 4 percent jump — while room and board ran to $10,462. After grants and scholarships, the average student paid $23,840 to attend schools such as Yale or Stanford.

The tuition at private schools was up 13 percent beyond overall inflation over the past five years adjusted for inflation.


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The Big Dog's back

"Competition" did well for the phone and cable TV industries didn't it. Repubs like yourself always want to use the "C" word. It drove away Mom and Pop type stores also.

The Hero Zone's picture
The Hero Zone

So monopolies are just fine by you? That doesn't sound like you.

The Big Dog's back

I was being sarcastic hero.


Re: "more oversight to make sure they aren't abused"

Typical bureaucratic, central planning, top-down, inside-the-box thinking.

Hire more highly compensated, publically paid bureaucrats in order to watch other highly compensated, publically paid bureaucrats.

The Big Dog's back

Haiti, your dream country pooh. No oversight, no regulations.


Re: "Haiti..."

Off-topic. Have a nice day putz.


I too worked during college. Was not easy to cover the expenses. I did go to the military and returned to college with Uncle Sam picking up part of the college costs. Increased that by joining the Army Reserves and had money in addition to militaty covered tuitiion. Alas a summer job so between military college assistance, Army Reserve pay and summer jobs I could pay the bills.


IMO from sending a couple of kids to college:
1. All student loan money should go directly to the college itself. If there is any "leftover" dollars, ie the amount they are entitled to vs. the actual school cost, should not be distributed to the kids or their parents. This is where a lot of the problems start, again, IMO.

2. Take sports out of college. Create a minor league system for all sports. There are to many kids getting athletic scholarships because the schools are losing focus what their purpose is, learning. Many of the athletes just use the schools as stepping stones to pro sports and take away scholarships to deserving kids who may be considerably smarter but can't get in due to cost. Just my opinion.


Dman I like both those ideas.


Gee, so much negativity and criticism of young adults and older teens. Every high school and college student I know has a job. Some more than one. These days it is not possible to pay for tuition and room/board with the money that can be made by a teenager in a part-time job, even if working full-time in the summer. My own child worked two jobs while in high school, and worked while in college to pay for incidentals (you know, things they need like shampoo, laundry detergent, gas, prescriptions, food when living out of the dorm, etc.). Money earned during the summer in a full-time job was mostly saved, but then used for books once school started--one time books for one class alone were $600! That was an expensive year book-wise.
Contago, has it occurred to you that the reason you cannot find a teenager to help mow your lawn (or someone else's) is because they are already busy working at their job or for their parents at their own home? Every teenager I know has a job, unless they are recovering from an injury or illness (broken leg, mono, etc.). Some of you need to expand your circle of acquaintances. Young people work hard and volunteer their time as well. And many of them get treated like crap in the work place, especially when they are minors--shame on those employers!


Re: "you cannot find a teenager to help mow your lawn,"

Not me, I do my own yard work.

Your response is laughable and anecdotal.

Also anecdotally, I can tell you numerous stories of seniors offering out-of-work teenagers jobs and they never show up.

The "official" stats contradict you:

"Nosebleed Youth Unemployment: Will The U.S. Follow The Sclerotic Lead Of Europe?"


Funny thing happens when the loan comes from a non gov't lender, most banks send the check directly to the school and post it to your college account. Banks have skin in the game and operate accordingly. They know sending the check directly to the college helps mitigate risk. If our federal government wants to play banker, why don't they use the same common sense as the industry experts do?


I wish there was a "like" button for this!!!


Let me get this straight, Contago--it's okay for you to initially post an anecdotal message, but when people reply with anecdotes, you criticize them for doing so? And nothing I wrote is's all very true. What, pray tell, do you think is so funny? I am not talking about national stats...and neither were you. We were all discussing kids and young adults in our own little corner of the universe. Of course there are going to be some slacker kids, just like there are some slacker adults. But please quit painting a picture that all teens are lazy and won't work. The article you posted has nothing to do with the topic at-hand, nor whether or not kids will work. Unemployment among teens in some areas is high because of lack of jobs, not because they are all lazy and spoiled.
And Huron_1969 and Registerer, um, federal student loan checks can and often do go directly to the college. And some private loans do not. I don't know where you get your info from.


First hand experience.... watching relatives and some of my daughters fellow students receive their FASFA checks in the mail. The federal loan borrower has the option of indicating whom to direct payment to.

Meanwhile, Sallie Mae and other major lenders who, by policy, make payment directly to the school.

Having the payments go directly to the school (regardless of the lender) makes a lot of sense. Transacting in this fashion reduces fraud and helps protect the lender from the people who are not financially smart (aka mitigate risk)

Question, how do you know federal student loans "often" go directly to the college? I did some google searches and found no information available to support this


Re: "Unemployment among teens in some areas is high because of lack of jobs, not because they are all lazy and spoiled."

When no job is available - you make one i.e. yard work, etc.

It's called entrepreneurism, which is dying in this country.

AJ Oliver

Watch out for the for-profit colleges such as the U. of Phoenix. They are almost all scams. One of our neighbor kids got taken for 80 grand.


Um, Huron, I know because we just went through four years of it with our oldest, who just graduated from a top-notch university. Never once did a check from federal student loans come to us or our child--it went directly to the university. And there is a cap on how much anyone can borrow, and it's not that high--$7,500 per year is the largest. Also, there is no such thing as a FAFSA check. FAFSA is an application that everyone needs to fill out, even if you have no intention of taking out a federal loan and are just hoping for scholarship money from a private school.
Maybe you are confusing other types of federal aid with government student loans. Or maybe you are confusing checks for overpayment from the school after they receive the loan disbursement.
All Stafford Loans (federal student loans for undergrads) go directly to the school--never to the student.


Correct me if I am wrong, (I know you will), but once the school gets the check and if there is an overage don't they in turn cut the excess back to the student?


Yep, shoulda said Stafford, not FASFA.... my bad
As for the check distribution, looks like we both have seen differences in how it's handled


Contango, or you do more chores at home for your own parents. What is your point? Most high-schoolers and college students in this area (maybe not in Sandusky, but in the rest of the county) have jobs. They still can't afford tuition and room/baord with those jobs. I am willing to bet I know a heck of a lot more about the subject than you do.


Re: "I am willing to bet I know a heck of a lot more about the subject than you do."

Regardless, without quantitative data, it's still anecdotal BS.

Now, the $64K question:

What to do about the $1T in student loan debt, the rising default rate and the fact that approx. 50% of college graduates can't find jobs?


If I had those answers, I wouldn't be living here replying to a SR blog. hahaha


Re: "You have this idea that college students are all spoiled brats, getting everything paid for."

Maybe not your children - good for you!

But think that many of them don't see themselves as privileged shows naiveté.