Home foreclosures remain at epidemic rates in Ohio, according to a new study by a Cleveland public policy group.
A Policy Matters Ohio report found that home foreclosures fell slightly statewide last year, but the report said it was likely a fluke.
There isn't much good news, either, for Erie and Ottawa counties, where home foreclosures actually rose again last year.
The study, "Home Insecurity: Foreclosure Growth in Ohio 2011," is available for download at www.policymattersohio.org.
What to do if you face foreclosure
* Try to contact your bank and see if it will work out payments.
* Call a HUD-approved housing counselor, such as Neighborhood Housing Services of Greater Cleveland at 216-458-4663. * Be very cautious about doing business with for-profit companies that purport to help home-owners. Research loan modification scams at loanscamalert.com.
* Hire an attorney and find out what your rights are. Look for someone who specializes in foreclosure cases. If you can’t afford an attorney, contact Legal Aid of Western Ohio, which maintains an office in downtown Sandusky.
* Consult the list of resources listed at U.S. Rep. Marcy Kaptur’s website, kaptur.house.gov. If you need more help, contact her office at 800-964-4699. Read more in today's Register or e-paper What to do if you face foreclosure
Read more in today's Register or e-paper
Local home sales improve