Ohioans urged to check if flood insurance needed

The state’s insurance director is reminding Ohioans to evaluate whether they need flood insurance with the arrival of spring and the beginning of warmer weather.
Associated Press
Mar 23, 2014

Department of Insurance Director Mary Taylor reminded Ohio residents flood insurance is not included in standard homeowners’ and renters’ insurance policies and must be purchased separately.

A release from Taylor’s office suggests Ohioans talk with insurance agents about coverage options. They also can contact the department or insurers with questions.

The department’s website offers information about how to get coverage, what to do after a flood and how to file a claim.

Taylor said flood insurance is available through the National Flood Insurance Program for any community participating in the program. Flood insurance is available for homes, condominiums, apartments and non-residential buildings.

Comments

local man

Flood Insurance has a 30 day waiting period prior to taking effect, rates are the same regardless of the insurance carrier chosen, coverage can be building only or building with personal property in increments of 25K.

The Hero Zone's picture
The Hero Zone

Thanks for the heads up. Wasn't this insurance nationalized by FEMA not too long ago?

lugnut2511

Lol Hero Zone, good luck with the help when it comes to FEMA

Stop It

The gov't needs to stay outta insurance biz. Show me ONE gov't biz that runs efficiently or with a profit, (other than taxation) and I'll show you an anomaly.

jacksonbrowne

Mostly true. If you have a loan closing there is not a 30 day wait it is immediate.

lugnut2511

This is all a scam!!!!!! I lived next to a quarry and they swore up and down I was in a flood zone. Luckily, there's a place here in Norwalk, but I can't remember the name, but will come out and survey your property and determine if you need flood insurance or not. Flood insurance isnt cheap, paying these people to come out and check is well worth the cost. Sorry I can't remember the name though..

SmokingGunn

Is it even possible to challenge them if your in a flood zone and not seen a flood in over 30 years?

I have always felt flood insurance is a government scam, force you to carry insurance to pay for floods that occur in other states.