Department of Insurance Director Mary Taylor reminded Ohio residents flood insurance is not included in standard homeowners’ and renters’ insurance policies and must be purchased separately.
A release from Taylor’s office suggests Ohioans talk with insurance agents about coverage options. They also can contact the department or insurers with questions.
The department’s website offers information about how to get coverage, what to do after a flood and how to file a claim.
Taylor said flood insurance is available through the National Flood Insurance Program for any community participating in the program. Flood insurance is available for homes, condominiums, apartments and non-residential buildings.