Older Ohioans obtaining insurance

Almost 40,000 Ohio residents have successfully picked health insurance plans through the new online marketplace created by President Barack Obama’s law.
Associated Press
Jan 14, 2014

A report released Monday by the U.S. Department of Health and Human Services details enrollment numbers from Oct. 1 through Dec. 28.

Ohio is among the 36 states relying on the federal website, HealthCare.gov.

Monday’s figures show a significant spike in sign-ups compared with October, when the troubled website wasn’t working properly. Just 1,150 Ohioans had managed to select a plan then, compared with 34,283 last month.

Most Ohioans obtaining coverage are older. The department said 41 percent of those with plans are between ages 55 and 64. Eighty-one percent are getting financial help to pay their monthly premiums. At 56 percent, more women have selected plans than men.

Comments

mikesee

These stats do nothing more than spell DOOM for ACA.

Unassumer

what's ACA?

Stop It

Do you know what Google is? Do you ever use it?

ACA = Affordable Care Act. Otherwise known as Obamacare.

Unassumer

I use google all the time but do you know what comes up when you google ACA? American Counseling Association, Affordable Care Act, American Chiropractic Association, Association of Credit and Collection, etc. So I wanted some clarification.

thinkagain

The article addresses the latest stats on Obozo’s health insurance law. And you thought mikesee was forecasting doom for the American Chiropractic Association. Well sure, that makes total sense. Come on man, keep up…even Stop It could figure it out. :)

mikesee

Haha

MiddleRight

Who knew that only older people that need insuarance would sign up for it? Shocking!!!!
Oh wait, kids stay on their parents plan now until they are 26, which makes it a worthless law. There are no young people to pay for the older people.

Fromthe419

Well intended program, but just a Ponzi scheme like Social Security.

mikesee

Intentions are misguided. I believe that our healthcare needed an overhaul but not by our gov't.

The Big Dog's back

Social Security a ponzi scheme? Even the teathugs don't agree with that.

rbenn

you simply have to be the dumbest person ever to post on here. If your not gonna bring something of substance go back to the kids table and let the adults talk. This law is destined to fail because young healthy people are NOT gonna sign up, which will raise costs to the ones that did. Simple math puppys back side.

Donegan

"A Ponzi scheme is an investment fraud that involves the payment of purported returns to existing investors from funds contributed by new investors." http://www.sec.gov/answers/ponzi...
You do realize the internet has all this on here right? Its more than just a place to regurgitate MSNBC talking points.

Contango

Re: "Ponzi scheme like Social Security."

"Social Security to See Payout Exceed Pay-In This Year":

http://www.nytimes.com/2010/03/2...

JudgeMeNot

Get ready folks, the 0-bamacare "bail-out" is right around the corner. 75% of the people who signed up so far are the ones who 'need' the subsidies. With fewer people signing up to "pay" for the subsidized freebies, 0-bamacare is destined for failure.

H.R. 3812: No Bailouts for Insurance Industry Act of 2014

There you go again

And....since the health care insurers are guaranteed their money, guess who pays the difference between who signs up and their guaranteed income??? You, me, and the rest of us middle-class people that Obama cares so much about!!!

Contango

Re: Obama☭are.

“If you put the federal government in charge of the Sahara Desert, in five years there'd be a shortage of sand.”

- Milton Friedman

The Hero Zone's picture
The Hero Zone

Does his Nobel Prize not count any more when considering economic theory? I guess they come with either expiration dates or winds of convenience. I use his pencil example all the time in the store to help explain economics to the "kids" in the store.

Contango

Re: "pencil example,"

Excellent!

"Free to Choose"; I read the book and watched the series.

Rose Friedman is an economic heavy weight in her own right.

capcap

I am one of the FREEBIES getting FREE Insurance...But that comes with a price probably most people on here don't have to pay and that price is NO MONEY PERIOD!!!!! So If you want to pay the price I am paying, I trade you any day buddy!!!!

Dr. Information

Depends on what NO MONEY PERIOD means? If that is because you are really disabled, then yes, help is on the way and should be provided. If you are one of the many who are lazy and just won't go out and get a job, no matter what it is, how are people to feel sorry?

capcap

It's called being 52yr and working 30yrs in factory's that have all closed now and a broken body from hard labor and can't get disability or a good paying job. Either I find a job or when I do get job only get 12hrs a week or NO one calls at all. And on top of it all, NO family or friends will help me. Being Homeless in just around the corner for me.

Dr. Information

No clue who you are but I'll throw up a prayer for you.

Dr. Information

Depends on what NO MONEY PERIOD means? If that is because you are really disabled, then yes, help is on the way and should be provided. If you are one of the many who are lazy and just won't go out and get a job, no matter what it is, how are people to feel sorry?

man_on_the_street

According to the Ohio State Constitution no one can be forced or fined to sign up for healthcare. This includes, but is not limited to individuals, businesses, or doctors! Nor can they be fined, taxed, penalized, or forced to pay by wage withholding.

Source:Ohio Constitution
http://www.legislature.state.oh....

looking around

May I offer a simple solution to all those opposed to mandatory health insurance with stated minimum coverages, why not have those who wish not to be insured sign a waiver of refusal to all health care services preventative or otherwise, no services will be provided even under emergency circumstances unless said service is paid for in advance or financial ability to pay is proven. In that manner you who do not feel you have a need for insurance are not a burden to myself and the rest of covered Americans and your choices will not affect my costs of insurance. There is your freedom of choice.

SamAdams

Fair enough. But what about those who DO wish to be insured, but for whom the "Affordable" Care Act ISN'T?

looking around

As the old saying goes Sam, you get nothing for nothing. Let's explore this on step at a time, first being under insured will not help you if you truly are in need. Even your home or auto insurance provider will tell you that. While I don't wish to be over insured, I don't want to be under insured either. So for health let's say we are looking at a bare bones policy meeting the minimum requirements of the law. I have learned by talking to those who have actually participated in the market place set up by the AHCA that their rates and coverages are better than what they could have found previous. While some receive subsidies to help them pay for the coverage, some do not based on their financial ability. The way I see it if I as a taxpayer that must help support these subsidies, I am still further ahead than if cost of services offered to me are raised because of defraying cost of those not covered.

I've personally spoken to seniors, students, working folk both self employed or working at jobs that do not provide health coverage, single moms, single fathers and young family's. Every time I hear someone speaking that has personally taken part in looking into health care coverage in the new market, I have tried to initiate conversation to get the facts first hand. I have yet to speak with anyone whom felt they were unhappy with their results thus far.

You say the "affordable" isn't? What do you base this on? Are you a participant? Do you have health coverage? What exactly from a monetary stand point do you feel is affordable?

How would you suggest that we make health care and health insurance affordable and fair to all with total coverage for all Americans?

grumpy

Re: "I've personally spoken to seniors, students, working folk both self employed or working at jobs that do not provide health coverage, single moms, single fathers and young family's. Every time I hear someone speaking that has personally taken part in looking into health care coverage in the new market, I have tried to initiate conversation to get the facts first hand. I have yet to speak with anyone whom felt they were unhappy with their results thus far."

Lets look at this statement you just made. We know that just over 2 million people have signed up for obamaScare, probably fewer have actually paid for it and are under it's care. There are around 320 million people in the US, the Seniors are not affected since they are covered by medicare the kids under 26 and unmarried probably not under it since they can be covered under their parents. Leaving around 200 million people in the country that could feasiby be considered elligable for coverage under obamaScare. With around 2 million signed up that would mean that 1% of the population, in the correct age group is covered under obamaScare, yet you PERSONALLY have spoke to numerous people who are not only covered, but are happy with it.... Don't know about anyone else... but the math just doesn't back your claims. If your claims were made into a chart you would be an outlier... a way outside the lines outlier. You must talk to hundreds if not thousands of people about their healthcare. I wonder how many people you talk to every day? Do you talk to everyone you meet about their healthcare? Really?

grumpy

Re: "How would you suggest that we make health care and health insurance affordable and fair to all with total coverage for all Americans?"

Why should we have to show how to cover all Americans when the CBO says that they estimate 31 million won't be covered in 8 years? Can we compare apples to apples instead? Read the linked CBO report and restae your question to what is forecast to actually happen and we can talk... It covers no more than what was covered before obamaScare.

http://cbo.gov/sites/default/fil...

Few who forecast what will be happening with obamaScare project all being covered, and almost all come in around 30 million who won't be covered. Same as before obamaScare.

Contango

Re: "I have learned by talking to those who have actually participated in the market place set up by the AHCA that their rates and coverages are better than what they could have found previous."

That may be 'currently' true, however;

Those rates are actuarially liberal, based on projected enrollees, inclusive of the young, healthy "Invicibles."

Once experience in used in 2014 or 2015, based on the information available so far regarding adverse selection and the large numbers of older insureds and those with pre-ex, you can expect premium rates to rise exponentially.

If you don't get enough young people signed up, this boondoggle is DOOMED.

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