LETTER: Affordable health

I have always had good health insurance, so little did I know the nightmare of not having health insurance until my only daughter be
Sandusky Register Staff
May 13, 2010

 

I have always had good health insurance, so little did I know the nightmare of not having health insurance until my only daughter became gravely ill in June 2009. At the age of 31, with no health insurance, my daughter died on Thanksgiving Day 2009.

The hospital put her on Medicaid, but with this we could not find a primary care doctor to treat her. The clinic on Hayes Avenue that treats those without insurance was so busy it couldn't give her an appointment until January -- too late.

So with every crisis during a six month period, she had to resort to emergency room treatment. Every time I had to go through the entire history of her medical problems with the staff. Believe me I am not in anyway belittling the fine professional people at Firelands Hospital (Sandusky), St. Vincent's and St. Ann's (Toledo). They did what they could with the information they had. However, her problems were severe, and at the time we did not know that they were life threatening.

The point of this letter is to show what is wrong with our national health insurance problems. Health insurance companies and pharmaceutical companies are making millions of dollars profit each quarter. Our country is engaged in an eight year plus war that is costing taxpayers millions of dollars, yet we can not afford to have good health insurance for all Americans.

Last week on the news a health insurance company in California reported over a one billion dollar profit in the last quarter, yet they were raising rates by 30%. What is this all about? GREED.

I love my daughter, and I wanted the best for her. Unfortunately, those with good health insurance get the best. The rest of Americans uninsured are not so fortunate.

Judy Bishop

Sandusky

Comments

brutus smith

To get legitimate healthcare reform, the Dems have to realize that Repubs have no intention of wanting any type of reform. Their one "attempt" at reform was the giveaway to the insurance companies in 2003 with Medicare Advantage. And the ironic thing is you don't see the right wingers railing against this. They only rant when it comes to helping their neighbor.

Alex Jones summed it up with his letter on March 8 about bi-partisanship. In a nutshell he said what every right winger believes, if you want to have bi-partisanship, those on the left must abandon their views and principles and move to the right. We put President Obama in office and gave the Congress and Senate a clear majority not to give in to someone whose happiness comes at your demise. So Mr. President the sooner the better.

Duhast

Goofus,
I don’t care how WellPoint made their money. Selling a drug company doesn’t exactly make me feel warm and fuzzy. I understand your point about the cancer patient. But, not everyone has cancer. If everyone pooled their $$ the health patients would outnumber the sick. That’s why they want a mandate, so your example doesn’t happen.

goofus

I gave you the facts, you just choose not to believe the facts.

brutus smith

A right wingnut's pipe dream doesn't prove anything goofball. When you come up with solid facts, not some right wing bloggers wet dream, then you can say you disproved it. You people against wanting to have healthcare available to everyone really must be miserable. AND AS THEY SAY MISERY LOVES COMPANY. The level of hate for fellow human beings is astonishing.

brutus smith

People are at the bottom of lists for adoption want babies, babies that will look like them. Why aren't these people adopting older children????? I can tell you why.

goofus

Brutus, didn't I tell you before that Harvard Research number was bogus. I proved that study was a tool written for the Obama administration. Where is all the compassion for the poor souls(40,000) that die from infections yearly that were caught in hospitals

goofus

Duhast, did the report say how much money was put aside for future liabilities? A scenario, a young man under Obamacare pays the penalty for not having insurance, a cheaper plan than getting health insurance. He develops cancer and promptly pays Wellpoint say 300 dollars for insurance who has to accept him despite his preexisting condition. Wellpoint is now looking at a liability of say 160,000 dollars for his cancer treatment with a payment of 300 dollars and the government gets to keep his penalty payments. It's like getting two blocks from your home and seeing it on fire and using your cell phone to get fire insurance. Risk assumption by any insurance company is a very risky business, pun intended.

wetsu

Jimbo-

" re:wetsu wrote on Mar 10, 2010 9:38 PM:

Judy Bishop made a "point".

Nebulous comments are not "points".

The point is: people die because they have
no health insurance, nebulous comments do
nothing to change that fact. "

Is this supposed to be a serious statement or deep thought? My gosh, I've seen more lucid thought in writings by meth-heads. You like yourself, jimbo, and that's fine. At least think before you write incoherant stuff like that. Honestly, perhaps there are people who have imbibed surface water off the bay who can make sense of that post, but nobody with a shred of logic would claim to.

Keep tilting at the windmills in your head.

friend

brutus,

I didn't expect you to answer a simple question. You did not disappoint.

brutus smith

Hey I, I just love when you right wingnuts whine when someone hurts your feelings. The fake outrage as 45,000 more people die each year because they don't have insurance coverage. People begging for healthcare at an ER or County Health clinic. Spare me your whining. Go cry in a corner and stay out of the way while the good people of this country try to take care of our less fortunate ones.

brutus smith

goofus, defender of billionaires, blamer of the poor for all our problems. Keep up the good work.

goofus

Duhast, does that link take into effect Wellpoints sale of Net RX for 4 billion in cash and equity? Does it give the final profit margin percentage after all liabilities have been addressed? Does it include all reserve assets? Have you ever run or been a CFO for a billion dollar company.

Duhast

Here is a link to the financials of Wellpoint (Anthem) compared to their competitors.
http://finance.yahoo.com/q/co?s=WLP

I don’t have a problem with a company making profit on a service or commodity. If I can’t afford my cell phone or cable, then I don’t buy it. Insurance on the other hand trades in people’s lives. As you can see above, they aren’t hurting.

brutus smith

friend, we have had your kind of system for the past 30 years. IT DOESN'T WORK. Back in the 70's health insurance was non profit. I never paid anything for my coverage until 1999. I had $2.00 script co-pays and no out of pocket expenses. When insurance became a for profit industry that is when things went downhill. And since when is stating facts about people who are paid to fill people's heads with lies name calling???????????

Kimo

re:Look at how much we are now paying in City, County, State, and Federal taxes and fees compared to 10, 5, or even 2 years ago.

You are posting nebulous comments, and attempting
to use this forum to promote your agenda.

So as not to hyjack the subject, but just to
give "one" example of the the propaganda
move.

Federal taxes, did you forget the Bush tax
cuts? I don't think so, they are set to expire
this year.

My private insurance premiums went up
and my coverage went down.

I was born in 1940.
My yearly expenditures for health care,
are less than my premiums.
I use no prescription drugs.

Where does the increase go?
Is it for the uninsured that can't pay?
Or is it just plain greed?

friend

Duhast,

Thanks for the response. I agree that costs have gone up and benefits have gone down. However, I don't think government involvement will help that.

The problem I have with socializing the system is that the government has a proven track record of saying something will only cost "x" amount of dollars if they run it. However, within a few short fiscal cycles, the cost has escalated to being 2 and 3 times as much. They cut benefits and keep raising prices (taxes).

Look at how much we are now paying in City, County, State, and Federal taxes and fees compared to 10, 5, or even 2 years ago. Yet, we are losing services from each yearly or the cost has gone up drastically (ie:BMV, Police/Fire, USPS). How would gov't health care differ from these other services?

My thoughts would be to phase out employer paid health care with the money still going to employees to purchase their own insurance on an open private market, similar to every other kind of insurance. When people see where there money is going and the level of plans avaialble for purchase, they tend to get more involved in what services/goods they seek. With having more competition in the market, prices for insurance will drop. That's a simple example of economics (supply/demand).

This situation of employee sponsored health care came about due to gov't mandates. Yet, that very gov't is now criticizing it. The fed gov't limited the amount of money people were allowed to get paid, so to keep or attract good employees, employers had to start offering other, non-salary or fringe, benefits.

Another benefit of people purchasing their own health insurance is that people are responsible for themselves and their own decisions. Personal accountability is key for our nation to survive. Their is so much finger pointing going on, people need to remember one thing. When you are pointing that 1 finger, there are 3 more (of your own) pointing back at you.

goofus

Isn't it interesting that D*ck Durbin announced that health insurance premiums will rise under Obamacare. Do you realize that Obamacare won't take effect until 2014 with higher taxes immediately taken from your paychecks. Companies will be penalized for part time employees. This Obamacare is going to bankrupt this country.

Duhast

Friend,
When I started at my job, I paid less for insurance and received 90% coverage with a $250 deductable. Every year, this cost has gone up and I now pay over $400 a month for a $3,000 deductable per person ($6,000 for me and my wife) with no co-pays and no drug coverage. To be honest, this does include some minimal dental and vision insurance as well. I’d gladly pay the $400 for my 80/20 + co-pays plan that I had last year. Or I could take that $$ and put it into a national pooled insurance. It doesn’t matter to me because in essence I could theoretically be paying $11,000 per year out of pocket.

So, for me, it’s not so much about the cost as the service received for said cost. I recognize that my employer covers part of the cost of my insurance and am appreciative of it. However the reason we were forced to change plans was that our provider decided that our employee payouts were more than they were receiving and jacked the rates so high we (as a company) could not keep them. I looked for alternative insurance plans as did my co-workers. The pre-existing clauses and prices made it highly impractical to change from my employer plan. Regulate them, create a single payer, socialize it. I’m open for anything. I do know we, as consumers, are getting raped.

pntbutterandjelly

If you are for health care insurance reform then please join with us on March 24 at the Brichard Library located at 423 Croghan St. in Fremont, Ohio at 6pm. Pass this information on to your family and friends who support this effort.

friend

brutus and duhast, I have a request of you. What do you think healthcare should cost an individual. What is "fair". No name calling, no berating. A simple question that should get a simple answer.

Thank you in advance.

five star

I-

Your post was pointless, to say the least.

Try opening your eyes to the real world! There is more to life then your little liberal/conservative online blogger battle that no one cares about! The issue is much deeper then that.

Health care is an important and should not be taken lightly. It's time for the United States to get on board with the rest of the industrialized nations, and pass the Universal Health Care bill.

I

Mrs. Bishop, thank goodness your letter reflected the views of our (un)friendly liberal bloggers. Had it not, duhast would have given you a stern talking-down for not being as smart as he thinks that he is. Brutus Smith would have called you names while cutting and pasting some articles he found on the Move-On and Daily Kos websites. Chung Lee would have asked why you didn't write your letter when Bush was president and then post your court records online. And jimbo would have simply dismissed your views as being nebulous(his favorite word).

MakAPlanStick2It

I am sorry to learn of your tragic loss, Mrs. Bishop--tragic and senseless--and criminal--if not in the legal sense, certainly in an ethical sense.

I can only imagine the frustration and fear both your daughter and yourself experienced over the duration of her illness. And this is a story that undoubtedly repeats itself thousands of times each day in the "greatest nation in the world."

One day soon, let's make certain that these travesties don't happen to another individual or family.

Kimo

re:wetsu wrote on Mar 10, 2010 9:38 PM:

Judy Bishop made a "point".

Nebulous comments are not "points".

The point is: people die because they have
no health insurance, nebulous comments do
nothing to change that fact.

wetsu

Why is it that nobody can effectively counter Winston's points?

All it ever comes down to is "wingnuts" and "Bush."

five star

Thank you for your letter Ms. Bishop.

What is it going to take for United States citizens to have access to affordable health coverage, like the citizens of many countries around the world have. Universal healthcare that provides medical, dental, and mental health coverage would solve many of our problems. We should all have access to the same medical treatments no matter our status in society.

Who likes paying hundreds of dollars a month to insurance companies, and then turning around to pay high medical bills on top of that when you do go see a doctor? Why should our health be just another big business?

Our health care system needs reformed and now is just the time to do it.

Kimo

Should have added, all those people also
lost their health insurance.

Three step process:

No job
No money
No insurance

so easy a caveman could understand it.........

Kimo

re:AnAmerican wrote on Mar 10, 2010 4:26 PM:

You want facts bub,
From USA Today print version:

The North Carolina Employment Security Commission says:

"The nation has lost 707,000 textile and apparel jobs since January 2000 and nearly 263,000 since a trade pact phased out quotas on textile imports in January 2005, opening the floodgates to imports."

Who was in charge in 2005?

Textiles and garments "can be (made elsewhere and) brought in on a boat cheaper than we can make it here," says Neil Hagwood, who managed a textile plant in neighboring Elkin before it closed last year

"Textile jobs had provided opportunities to people with few skills and little education, paying them enough (up to $15 an hour) to finance a middle-class lifestyle here in the Blue Ridge Mountains near the Virginia border."

Check out the (up to $15 an hour), most were $10 an hour jobs shipped to China.

AnAmerican, "wingnut" would be a more appropriate
screen name..........

Or should we call you Beth?

AnAmerican

Smith W and goofus: I am not as eloquent as you two but thanks for the input...we may be in the minority on some blogs but in the real world we are the majority.

AnAmerican

brutus smith: "They listen to a convicted felon (Rush), an alcoholic (Beck), a sexual harasser (O'liely), a supporter of a Federal lawbreaker, Ollie North Iran-Contra, (Hannity), and a network headed by a foreign national bent on destroying our country (Rupert Murdock)."

and you say the tea party is the klan?

So who is the hate monger? Who is the racist?

It seems you are good at name calling and attacks but you fail at the specifics and reality.

Duhast

Brutus,
That’s 250 attending and 250,000 that Faux news photo shopped in.

Duhast

Play with the numbers all you want. One death is too many…

BTW: It doesn’t look too good when Cluster Fox packs town halls with tea baggers to get their point across. I can also think of a former president that packed them with his supporters and wouldn’t take questions. Does it make it right? No. Is it hypocritical of some to complain? Yes.

brutus smith

So if we go by goofus and Faux news estimate of people against healthcare, using the formula they used for the teabagger (Klan) rally in DC, they said 2 million when in fact it was 60,000, so that works out to approx 250 attending the anti healthcare (Klan) rally.

Kimo

re:Insurance in 2002 reported a number 2/3 of the Harvard Study

BTW

It's 2010.

Between 2002 and 2010, millions lost jobs,
millions lost health insurance.

In 2002 we had not yet seen the results of
our, "save money so the Chinese and Japanese
can live better".

No job = no money = no insurance, what part of
that don't you wingnuts understand?

You can make the nebulous comments, and pretend
they don't exist, but the number, of people without J M I is growing every hour.

Chung Lee

corrollated? Goofus maybe you should just stick to 4 letter words or just cut and paste!

goofus

How about a qualitative revamp of healthcare. Every year 48,000 people die from infections caught in hospitals. Source Web.md

goofus

A wise man once told me if you want to know the truth, follow the money. The vaunted(by the left) Harvard study was actually paid for by the Physicians for National Health Care and unions. No partiality there huh? I've read numerous technical and scientific articles about how their numbers were corrollated wrong. The study also assumed that if you had no insurance when you were polled 6 years before, that when you died,you were still assumed to have no insurance even though numerous people attained insurance before they passed. The Institute of Insurance in 2002 reported a number 2/3 of the Harvard Study. You don't have to be smart to go to Harvard just look at Obama.

goofus

The latest tally, Obama's health care rally in St.Louis 400 people that reporters aren't allowed to ask questions of(obama's order). The anti-Obamacare rally in St.Louis 2500 people and still counting. For every one duhast,pby&jelly,Brutus,jimbo,and chung lee, there are two to three people that realize what a sham Obamacare is.

pntbutterandjelly

I repeat; If you want health care insurance reform...there will be a meeting at the Britchard Library in Fremont, Ohio at 423 Croghan St. between 6pm and 8pm on the 24th. of this month.

goofus

I really should be put on the Register's payroll. I can rile up the left wing kooks faster than Barney Franks can take the doors of the showers in the senate gym. For the uneducated, faster than a felon put on house arrest by a liberal judge can cut off his ankle bracelet and escape to a few towns over. Just give me another astroturf letter

brutus smith

Now that was funny Jimbo. These wingnuts need that authoritarian to tell them how and what to think. Nothing is original. They listen to a convicted felon (Rush), an alcoholic (Beck), a sexual harasser (O'liely), a supporter of a Federal lawbreaker, Ollie North Iran-Contra, (Hannity), and a network headed by a foreign national bent on destroying our country (Rupert Murdock).

6079 Smith W

@ jimbo:

Remove the Federal tax deduction for the Cadillac union and others health care benefits plans.

That'll bring in about $131 billion annually - more than enough to create a program for the U.S. uninsured.

Also, set the taxable amount of your Soc. Security payments at 100% (instead of the current 80%) so you too can help the poor.

Simple enough for ya?

Kimo

@ goofy

Never hold back a fart, it will travel
up your spine and become a sh!ttie idea.

You hold back, way too many...........

Kimo

Wingnuts believe that if you pretend
a problem doesn't exist, it doesn't exist.

Simple minded wingnuts = simple minded solutions.

man4451

.
I'm not knocking one side of the polical ring or the other, isn;t it funny tho every republican vote against Obama?
Hillary Clinton got something like Half Million dollars to shut up about health reform back in the 90's?
Don't you just wonder how much was paid to these other senators and congress to vote against any reform?
just about 5 minutes film who got paid how much back in the 1990s http://www.youtube.com/watch?v=t...

pntbutterandjelly

If you want health care insurance reform (even if it is imperfect)....then join with us on....March 24th at 6pm at 423 Croghan St. in Fremont, Ohio at the Brichards Library. Help us help you.

pntbutterandjelly

I recall in the 1960's my parents talking about how the middle class was getting squeezed financially. My question to them and anyone else who is or is about to be "squeezed" would be, "Who, pray tell, is doing the squeezing.?" "Does it originate from the low income class?" "Is it coming from the middle class?" If you can answer these questions then the the final, obvious and correct answer is simple.
It is indeed time we take a stance.

pntbutterandjelly

If you want health care insurance reform (even if it is imperfect)....then join with us on....March 24th at 6pm at 423 Croghan St. in Fremont, Ohio at the Brichards Library.

stormy

Ms. Bishop, I've buried four loved ones in the last four years, including my father, and the uncle who took me camping when my parents couldn't. Of course, they were old; it was their time. Losing them was painful, yet I can't begin to imagine your pain. No parent should have to bury a son or daughter. I hope you find peace, and that the good memories will eclipse your grief before too long.

Having said that, I still can't support the plans that Congress is considering. I actually favor a much more complete, comprehensive approach to health care reform, and I find it hard to believe that if I could think of it, no one in gov't has. I've written to the President and to Sen. Brown with my ideas for such a plan; they responded with form letters. They seem hellbent on ramming through an incomplete, expensive, cobbled together plan that most people don't support, by a parliamentary trick if need be.

Brutus and his pals will no doubt be on my case in a moment. Nice bit of irony there, since they might like what I pitched to the Prez. Winston & his bunch would probably denounce it as Marxism. Sometimes you just can't win.

friend

Sorry to ask for facts. I forgot you would rather argue with name calling and emotion. My bad.

Chung Lee

Yeah those elists with all that knowledge, research and school don't know as much as those college dropouts like Rush, Glen Beck, and Sean Hannity. Seems like another group that is anti knowledge is the Taliban. When will the religious right realize what they want is much like what they accuse the Taliban of having?

Duhast

Oh no Chung lee. We can't believe those liberal elitists from Harvard, now can we?

Chung Lee

Well a Harvard Study said 45,000 people die a year from a lack of coverage and "Goofus" says nobody dies. Gee, who should people believe?

Duhast

Nobody dies from lack of health insurance in the United States of America?????????

I don't even know how to respond to that...

goofus

I'm sorry I'm such a cynic, but I've heard it all before. The buffoon in charge told the story of a woman who died of breast cancer and had no insurance but her last wish was to be buried in an Obama t-shirt. The truth was the woman started up her own business and as a cost move had catastrophic insurance only. She stated that she couldn't afford mamograms even though within two miles of her house their were two social services giving free breast screening. There was also a family history of breast cancer. Like I've said, I'm sorry I'm a cynic, but nobody dies from lack of health insurance in the United States of America.

goofus

Nancy Pelosi stated today we have to pass the bill so we can know all the good things in it. Ms. Bishop had me untill she brought up the war. We really don't know any of her daughters medical history as we need not to know, but I believe she is an astroturfer. A seminar caller if you will.

Duhast

Um, She had no health care in June of 2009 when she got sick. She died Nov, 2009. I’m pretty sure she had at least six months of a pre-existing condition.

Kimo

Duhast, just keep'em posting.........

;-)

goofus

Duhast, do you personally know the income limits to attain medicaid. You really don't have to be destitute to qualify. Kumbaya.

goofus

Read it again Dubhast,I asked merely if they ever researched it. Have you ever looked in to the premiums of a catastrophic insurance. Judy Bishop made no mention of a pre-existing condition. Pull your left wing whacko fangs back.

Duhast

Goofus,
If she was on Medicaid, I doubt she could afford any “catastrophic” insurance policies. Especially with an obvious pre-exiting condition. But, way to ram your right wing talking points by belittling a grieving mother. Real class there.

brutus smith

It was bad enough that friend felt the need to spew his hatred on this letter, but then the woman hater had to jump in and spew his venom. There are plenty of other letters and views on here to post your hateful comments other than the one where a mother lost her daughter. Do you feel better goofus????? How about you friend???? What a waste of flesh, the both of you.

goofus

My condolences maam. Death is a part of living that is difficult to justify in the grand scheme of things. However, I have a few concerns. It's no question that a plurality of the people that die from no health insurance are those young 20 to 35 year olds that choose not to get health insurance because they feel bullet proof. They feel fine and nothing is going to happen to them,spending their disposable income on material gains. I take it your daughter had a chronic illness,but she was insured by medicaid. Your letter seems to reflect a misdiagnosis. Your scathing rhetoric sounds like a damnation of Medicaid. If medicaid (a free health insurance) failed your daughter and the government is responsible for the administration of it, how can you trust the government to adequately administer Obama care. A disaster waiting to happen. Blue Cross is owned by Wellpoint Inc., the nations largest health insurer. Did Obama or any of the leftists ever have bothered to mention that Wellpoint sold it's Net RX division for 4.75 billion dollars in cash and equity. A payment such as this will result in the bottom line going up. One last question, did you or your daughter ever look in to a catastrophic health care plan?

juannbi

In response to my letter on health care and to answer your questions. I did write to the President and all our federal representatives for the state of Ohio, with the same letter that I sent to the Register. The health insurance co. in Calif. that reported over 1 billion dollar quarterly profit was Blue Cross and Blue Shield. Families reported that their monthly payment of over $500 was going up to over $700. As for my daughter's personal life I will not respond. But I am sure that there are many, many 20 and 30 year olds without health insurance. She was a part time student, and where she worked offered no health insurance.

Chung Lee

"friend" you are a pathetic loser to mock a gieving mother who just lost her daughter. It may come as a surprise to your silly little mind that 45,000 people die each year for lack of coverage and that 31 million Americans do not have insurance. With the current trend with rates going up double digets, more and more people will lose their coverage. That sort of attitude shows the compassionate conservatives that they are neither. I hope you feel like a big man you sad little man.

friend

Watch'n, no, we shouldn't be entitled to healthcare. It's not an entitlement.

Dorothy, I guess you would not want to make a profit if you had paid over $150,000 in university and medical school fees? How do you expect a doctor to pay off their school loans if they can't make a profit? Just curious.

Why did your daughter not have insurance? Had she ever? There are a lot of facts missing from this article.

What insurance company reported a $1 bln quarterly profit?

brutus smith

You said it all Judy, GREED. Your daughters death shouldn't have had to happen like this. My deepest condolences. To many people are on this bandwagon that the ER is the end all cure all answer to people without health insurance. They keep repeating the lies of these highly paid right wing pundits, Senators and Congressmen. Shame on you people, and one day you will meet your maker and try to justify why it was OK to let people like Judy's daughter die.

dorothy gale

Thank you for your letter, Ms. Bishop. My heart goes out to you. Have you sent this letter to the White House and to Ohio's congressmen? Maybe if those who are wasting time trying to block legislation that ensures this sort of tragedy never happens in this country again would be bombarded with letters from people who have endured similar ordeals, there MIGHT be a chance something would be done to change the system. How many more people will have to watch loved ones die because they don't have insurance? Does it state anywhere in the Hippocratic Oath that doctors are entitled to a profit? So sad and so needless. Again, my condolences to you and your family.

looking around

My condolences on the loss of your daughter, I hope your letter and millions of others will reach congress and drive the point home that we need reform.

Interestingly just recently on a news cast about former VP Cheney suffering his 5th heart attack they spoke of his long history with heart ailments and how he has continued to work, that being accredited to his excellent doctors and the first rate medical care that he receives. Shouldn't we all be equally entitled?