Costly education

Tuition isn't only bill college students see
Associated Press
Aug 14, 2013


Despite all the grumbling about tuition increases and student loan costs, other college expenses also are going up.

The price of housing and food trumps tuition costs for students who attend two- and four-year public universities in their home states, according to a College Board survey. Even with the lower interest rates on student loans that President Barack Obama signed into law, students are eyeing bills that are growing on just about every line.

A look at typical college students' budgets last year and how they're changing:


The public two-year schools charged in-state students an average $3,131 last year, up almost 6 percent from the previous year. While the tuition hike was larger than at other types of schools, students at community colleges saw the smallest increase in room and board costs — a 1 percent increase to $7,419. Total charges for students to attend an in-state public two-year school: $10,550.

Tuition and fees at community colleges are up 24 percent beyond overall inflation over the past five years, according to the College Board.


Tuition for students attending public four-year schools in their state was an average $8,655 last year, a 5 percent jump from the previous year. They paid more than that — $9,205 — for housing and food. These schools, like other four-year schools, posted a 4 percent jump in housing costs. Add in books and supplies, transportation and other costs and the total reaches $17,860 to attend an in-state public school, such as a student from Tallahassee attending Florida State University. When grants and scholarships are included, the average student pays $12,110 at such schools.

For students who choose to attend state schools outside their home state, the costs increase to $30,911. They pay the same $9,205 price tag for room and board, but the tuition rates are more expensive. The typical student who crossed state lines to attend a public college in 2012 paid $21,706 in tuition and fees after grants and scholarships — a 4 percent jump from the previous year.

Over the past five years, the tuition sticker price at public four-year colleges is up 27 percent beyond overall inflation.


On the surface, private four-year schools are the most costly colleges, with the average student's sticker price coming in at $39,518 for all expenses. Tuition and fees were $29,056 last year — another 4 percent jump — while room and board ran to $10,462. After grants and scholarships, the average student paid $23,840 to attend schools such as Yale or Stanford.

The tuition at private schools was up 13 percent beyond overall inflation over the past five years adjusted for inflation.


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Re: "The price of housing and food trumps tuition costs for students"

Which is why I worked summers and had jobs during the school yr. in order to help pay for those and other ancillary expenses.

Gotta love spoiled, rotten, liberal Americans who want everything just handed to them and for FREE.


Where did THAT from? The article is about rising costs, not students wanting if for free. Relax.


Re: "The article is about rising costs,"

So liberals don't want free stuff with someone else paying for it?

So why isn't Pres. Obama b*tchin' about BIG EDUCATION?


I am with ya there. Why aren't we questionning why costs have gone up sooo much over the past decade? All this talk about student loans...let's start talking about rising college costs, out line with the rise of other costs.

The Big Dog's back

He always likes to go off topic to slam Liberals.

The New World Czar

I think "get a part-time job while you're in school" is absolutely correct...but mommy and/or daddy can't helicopter their way on campus if their kid actually has to manage their time, right?


Contango: I worked during summers and during the school year when I was in HS and in college, and I'm definitely towards the liberal end of the spectrum. I don't expect anything to get handed to me for "free".

As someone who has spent his entire life working closely with students from jr. high through college age, let me tell you, they pretty much ALL are more lazy than we were at the same age. It's not just those from one side of the political spectrum.


Re: "they pretty much ALL are more lazy than we were at the same age."


I know seniors who could use help with lawn work, etc. and can find no ambitious teenagers who'd like to earn a few dollars.

Old saying: Shirtsleeves to shirtsleeves in three generations.

Societies like families can breed ambition out of their prodigy, resulting in hard labor eventually.


All the college kids I know are working hard and not complaining. Maybe you need to broaden your circle.


Re: "All the college kids I know are working hard and not complaining."

So they're all working outside jobs in college as well as grade school & high school?

Try to find a teenager to mow your lawn, trim hedges, etc. GOOD LUCK.

Most of 'em are sittin' on their *ss, playing video games paid for by mommy and daddy.

The Big Dog's back

Nobody wants to mow your grass or trim your hedges for 50 cents an hour pooh.




Re: "ROFLMFAO!!!!!!!!!!!"

"Leave me out of it '69!"

Hypocrite. Q.E.D.


You REALLY need to get out more. Although I don't know any kids who work in grade school, beyond babysitting, all the kids I know are earning money in high school and in college to pay for their education. You have this idea that college students are all spoiled brats, getting everything paid for. Yes, I'm helping my kids with college, just as my parents helped me. My education helps me pay it forward to my kids. But I expect them to work as well. No video games in this house, just hard working kids and parents.


why does almost every article end up with derogatory posts? not one sentence said anything about getting a free ride, not working,or refusing to pay your own way, etc. the article is about THE COST OF EDUCATION." YEAH ME! I am the only one in the world that ever paid my own way!"


Best question of the month, err year, ummmmm decade.
The daily banter between a handful of posters is no longer meaningful, dog deer contango sizzle et al


Re: "handful of posters is no longer meaningful"

Click onto some of my links I often post - ya 'might' get educated.

BTW: You're off-topic. :)


The "banter" has lost its meaning. Debating is a good thing and is a privilege, but IMO much of the conversation is focused on name calling and stereotyping, which only dilutes any point one is attempting to make. We all do it to some degree, but lately it has been over the top

Sorry for being off topic, but it is what it is ;)


Re: "The "banter"..."

And what is it that you're engaging in?

The Big Dog's back

Your divisive right wing links don't help anyone pooh.


Leave me out of it '69!



And what about the millions of young people who CHOOSE not to or can't afford to go to college and HAVE to work?

Why is it their job to help fund it with their tax dollars eh?


Contango: Personally, I'd rather my tax dollars go towards someone who wants to better themselves by furthering their education, than to have it spent on the #1 bloated big government program: Defense Spending. We spend more on Defense than the next 14 biggest spending countries COMBINED.

Why should my tax $ have to fund the manufacture of million dollar armored tanks, when the Armed Forces have said "we don't need any more tanks"? Why should I have to fund the costs of running an Army Base in Germany? Is Hitler still a problem?


Re: "I'd rather my tax dollars,"

I'm not referring to YOUR tax dollars.

Read AGAIN what I wrote.


Re: "Why should my tax $"

Please see: The U.S. military industrial complex, from which your pal Pres. Obama seems to be taking his marching orders.

FYI: Switzerland hasn't fought a foreign war since 1815, when it declared neutrality. IMO, seems like something we might like to consider emulating.

BTW: Aren't you helping to fund the one percenters and the "plutocrats" in order to earn a ROI for your STRS bennies, Comrade Still Dodging?


So then a college education is still a luxury? Correct? Has the college loan bubble finally popped?

I see many college kids get loans and go out to get a brand new car and high dollar everything. They've been using loans as an ATM and not for the basics.


You're definitely on the right page.

"Student loan debt nears $1 trillion: Is it the new subprime?"$1-trillion-is-it-the-new-subprime/

Who's on the hook for this sh*t? The American taxpayer.

The Big Dog's back

Big Business should pay for education period. In a Capitalistic society all the taxpayer is doing is footing the bill for Big Business's future money makers. Then they (BB) reap all the benefits and still pay very little in taxes.

The Hero Zone's picture
The Hero Zone

Some do, yes. Whether out of necessity, dupery, or just plain bad budgeting it happens often since student loans are effectively blank (but capped) checks.


But again, that doesn't mean the loans are a bad idea. What it means is that we need to have more oversight to make sure they aren't abused, and do a better job of how we award them. Clearly, sending thousands of $$ straight to an 18-year-old isn't a great idea.

Oops, I just remembered, Republicans don't like any oversight on anything. They think it's silly to pay someone to oversee things to flag corruption and to make sure the system is working correctly, and they continually cut funding so that those jobs are eliminated. Then they gripe when corruption and inefficiency arise with those programs.

Anybody else see the obvious "cause and effect" here?

Also, the parents clearly should be involved; we certainly didn't turn over loan $ to my sons - it went straight to the university where it was supposed to.

The Hero Zone's picture
The Hero Zone

Good thing I'm not a Republican else I would take offense to your remark and discount the otherwise valid point you made.

How about providing competition to the market and allow banks and other institutions like local credit unions to provide loans? They can have oversight, too. Plus, in the case of a default, you and I aren't on the hook for the irresponsibility (if that was the case) through our tax dollars (that last part being said with distaste for the "bailout").

Now, here is where that can get tricky. If we provide more oversight to federal student loans, should we also have more federal oversight in how to help benefit recipients also spend their money (more) correctly? If so, how? Education is one really good way.

I can presume that you as a former teacher would like to see more education? I would too as a not-official-teacher. At least in my mind we are totally united on this! Would you support an idea of teaching basic economics and accounting as mandatory classes? This way the next generations are taught better about what money is, where it goes, what it means, how it's earned, and choosing the best way to spend and save it whether it comes in the form of SNAP or a paycheck.

I would argue that the greater tragedy is the unknowing misuse of the money provided. At least if it is purposely misused it shows they know what it is and how to abuse it. But the accidental ignorance is what is threatening our culture. I've not heard this addressed by either side for as long as I have been paying attention.

But I know it can't be all that bad an idea. I won (as a more conservatively-minded person) a scholarship from the Democratic Women of Erie County for an essay on just that topic. I take it as a compliment both personally and the fact that that organization was agreeable to my idea as a non-partisan solution.

The Big Dog's back

"Competition" did well for the phone and cable TV industries didn't it. Repubs like yourself always want to use the "C" word. It drove away Mom and Pop type stores also.

The Hero Zone's picture
The Hero Zone

So monopolies are just fine by you? That doesn't sound like you.

The Big Dog's back

I was being sarcastic hero.


Re: "more oversight to make sure they aren't abused"

Typical bureaucratic, central planning, top-down, inside-the-box thinking.

Hire more highly compensated, publically paid bureaucrats in order to watch other highly compensated, publically paid bureaucrats.

The Big Dog's back

Haiti, your dream country pooh. No oversight, no regulations.


Re: "Haiti..."

Off-topic. Have a nice day putz.


I too worked during college. Was not easy to cover the expenses. I did go to the military and returned to college with Uncle Sam picking up part of the college costs. Increased that by joining the Army Reserves and had money in addition to militaty covered tuitiion. Alas a summer job so between military college assistance, Army Reserve pay and summer jobs I could pay the bills.


IMO from sending a couple of kids to college:
1. All student loan money should go directly to the college itself. If there is any "leftover" dollars, ie the amount they are entitled to vs. the actual school cost, should not be distributed to the kids or their parents. This is where a lot of the problems start, again, IMO.

2. Take sports out of college. Create a minor league system for all sports. There are to many kids getting athletic scholarships because the schools are losing focus what their purpose is, learning. Many of the athletes just use the schools as stepping stones to pro sports and take away scholarships to deserving kids who may be considerably smarter but can't get in due to cost. Just my opinion.


Dman I like both those ideas.


Gee, so much negativity and criticism of young adults and older teens. Every high school and college student I know has a job. Some more than one. These days it is not possible to pay for tuition and room/board with the money that can be made by a teenager in a part-time job, even if working full-time in the summer. My own child worked two jobs while in high school, and worked while in college to pay for incidentals (you know, things they need like shampoo, laundry detergent, gas, prescriptions, food when living out of the dorm, etc.). Money earned during the summer in a full-time job was mostly saved, but then used for books once school started--one time books for one class alone were $600! That was an expensive year book-wise.
Contago, has it occurred to you that the reason you cannot find a teenager to help mow your lawn (or someone else's) is because they are already busy working at their job or for their parents at their own home? Every teenager I know has a job, unless they are recovering from an injury or illness (broken leg, mono, etc.). Some of you need to expand your circle of acquaintances. Young people work hard and volunteer their time as well. And many of them get treated like crap in the work place, especially when they are minors--shame on those employers!


Re: "you cannot find a teenager to help mow your lawn,"

Not me, I do my own yard work.

Your response is laughable and anecdotal.

Also anecdotally, I can tell you numerous stories of seniors offering out-of-work teenagers jobs and they never show up.

The "official" stats contradict you:

"Nosebleed Youth Unemployment: Will The U.S. Follow The Sclerotic Lead Of Europe?"


Funny thing happens when the loan comes from a non gov't lender, most banks send the check directly to the school and post it to your college account. Banks have skin in the game and operate accordingly. They know sending the check directly to the college helps mitigate risk. If our federal government wants to play banker, why don't they use the same common sense as the industry experts do?


I wish there was a "like" button for this!!!


Let me get this straight, Contago--it's okay for you to initially post an anecdotal message, but when people reply with anecdotes, you criticize them for doing so? And nothing I wrote is's all very true. What, pray tell, do you think is so funny? I am not talking about national stats...and neither were you. We were all discussing kids and young adults in our own little corner of the universe. Of course there are going to be some slacker kids, just like there are some slacker adults. But please quit painting a picture that all teens are lazy and won't work. The article you posted has nothing to do with the topic at-hand, nor whether or not kids will work. Unemployment among teens in some areas is high because of lack of jobs, not because they are all lazy and spoiled.
And Huron_1969 and Registerer, um, federal student loan checks can and often do go directly to the college. And some private loans do not. I don't know where you get your info from.


First hand experience.... watching relatives and some of my daughters fellow students receive their FASFA checks in the mail. The federal loan borrower has the option of indicating whom to direct payment to.

Meanwhile, Sallie Mae and other major lenders who, by policy, make payment directly to the school.

Having the payments go directly to the school (regardless of the lender) makes a lot of sense. Transacting in this fashion reduces fraud and helps protect the lender from the people who are not financially smart (aka mitigate risk)

Question, how do you know federal student loans "often" go directly to the college? I did some google searches and found no information available to support this


Re: "Unemployment among teens in some areas is high because of lack of jobs, not because they are all lazy and spoiled."

When no job is available - you make one i.e. yard work, etc.

It's called entrepreneurism, which is dying in this country.

AJ Oliver

Watch out for the for-profit colleges such as the U. of Phoenix. They are almost all scams. One of our neighbor kids got taken for 80 grand.


Um, Huron, I know because we just went through four years of it with our oldest, who just graduated from a top-notch university. Never once did a check from federal student loans come to us or our child--it went directly to the university. And there is a cap on how much anyone can borrow, and it's not that high--$7,500 per year is the largest. Also, there is no such thing as a FAFSA check. FAFSA is an application that everyone needs to fill out, even if you have no intention of taking out a federal loan and are just hoping for scholarship money from a private school.
Maybe you are confusing other types of federal aid with government student loans. Or maybe you are confusing checks for overpayment from the school after they receive the loan disbursement.
All Stafford Loans (federal student loans for undergrads) go directly to the school--never to the student.


Correct me if I am wrong, (I know you will), but once the school gets the check and if there is an overage don't they in turn cut the excess back to the student?


Yep, shoulda said Stafford, not FASFA.... my bad
As for the check distribution, looks like we both have seen differences in how it's handled


Contango, or you do more chores at home for your own parents. What is your point? Most high-schoolers and college students in this area (maybe not in Sandusky, but in the rest of the county) have jobs. They still can't afford tuition and room/baord with those jobs. I am willing to bet I know a heck of a lot more about the subject than you do.


Re: "I am willing to bet I know a heck of a lot more about the subject than you do."

Regardless, without quantitative data, it's still anecdotal BS.

Now, the $64K question:

What to do about the $1T in student loan debt, the rising default rate and the fact that approx. 50% of college graduates can't find jobs?


If I had those answers, I wouldn't be living here replying to a SR blog. hahaha


Re: "You have this idea that college students are all spoiled brats, getting everything paid for."

Maybe not your children - good for you!

But think that many of them don't see themselves as privileged shows naiveté.