Sherri Phillips, 51, was charged with public indecency and disorderly conduct.
Deputies went to Sherod Park, just outside of Vermilion city limits, at about 11 a.m. Wednesday after receiving a complaint of a naked person on the beach. When they arrived, they found a wet-haired Phillips inside her car, wearing only a beach towel, the report said.
“She was oblivious to the half-dozen or so other occupied vehicles in the lot,” the report said.
Phillips admitted she was naked in the lake, the report said. She remains in the Erie County jail on $400 bond.