If you don't have enough things to worry about, I may be able to help you out.
Kiplinger.com, a personal finance Web site, sent me a news release today of the "Top Ten States Most at Risk of Disaster."
I dutifully checked out the list. Hurricane-prone Louisiana is No. 1, my native state of Oklahoma is No. 6 (lots of tornadoes), California is No. 8 (seems a little low) and Ohio rounds out the list at No. 10.
"Great Lakes-effect snowstorms blanket northern Ohio regularly in winter, and spring tornadoes plague the central and southern parts of the Buckeye State. Hurricane Ike blasted the Ohio Valley in 2008," Kiplinger says. "The state also had more than 30 earthquakes between 2002 and 2007. Standard homeowners policies do not cover earthquake damage. If you are worried about earthquakes, we recommend you add an endorsement to your existing policy or buy a separate policy."
Ten seems like a suspiciously round number; maybe Ohio only was added to round out the list. The last time I checked, California was still waiting for a big earthquake.